As wasteful as wrapping paper is, thankfully, there are many eco-friendly alternatives that produce less waste and which beautifully wrap any gift. Just looking around the house, you’re sure to find some of the wrapping paper alternatives on this list. Instead of going for the old newspaper, which can be rather ugly, here are some of the more unique possibilities available to you.Read More →
Every child needs a hobby or interest outside of school – they just can’t park themselves on the sofa and watch television or play video games, even though that’s we as adults do all the time! The piano and tennis, chess and the clarinet, gin rummy and reading – there’s plenty to do for kids these days.
But what about dancing? Dancing remains one of the most popular extracurricular activities today, and it has been for decades. Whether they want to be the next Baryshnikov or Cyd Charisse, your child can learn to dance to get exercise, stimulate their little gray cells, and meet new people.Read More →
Paying for college is becoming more difficult all the time, but fortunately there are now easy ways to save for your child’s education. A government-sponsored Registered Education Savings Plan (heritage RESP) allows you to start saving money for your children’s education as soon as they are born. The plans are simple to start and also reduce a lot of your stress in this area. Below are five of the main advantages of these types of savings plans.
1. There Are Choices in Investment Options
With a RESP, you can choose from among various types of investments, including mutual funds, GICs, and of course, stocks and bonds. This is similar to the rules for a TFSA or RRSP. Depending on the type of plan you choose, this means you can choose your investment options based on risk tolerance or even a certain objective. Above all else, it means you can feel more in control over your savings plan.
2. It Is an Extremely Easy Way to Save
With RESPs, you save money over time, and it is much less painful financially to do it this way. In addition, there is always the possibility that you could receive more government grants and money in other forms along the way, which means the amount of money you end up saving is likely to be bigger than you’d planned.
3. Government Grants Help Your Savings Efforts
Because of the way they are set up, RESPs come with the potential of getting various types of government grants that complement the money you’re already depositing into the account. This means that in addition to your own contributions, you also get “free” money from the government, which helps your savings account grow even faster throughout the years. Because of this, it is a good idea to continuously check the government websites in case any new opportunities for funding pop up along the way.
4. Anyone Can Contribute to the Plan
A Registered Heritage Education Savings Plan is set up so that anyone can add to the account. If you have a friend or family member who would like to make a donation to your RESP, they can do so. There are also group and family RESPs that you can create, allowing for many different ways to save for your child’s college education. You can easily donate to someone else’s account as well, because the accounts make it easy to donate to anyone you wish.
5. There Are Tax Advantages to Having a RESP
Finally, RESPs offer a great tax-free opportunity that can save you a lot of money at tax time. The money you contribute to the RESP is tax-free, and even though the money is taxable once it is being used, most students are in such low tax brackets that it won’t cost them much. The fact that the contributions are tax-free also allows for the money to build up a lot faster, so over time you’ll be surprised by the amount of money that is in your account.
If you search the term ‘nurse image’ on Google, the first image that pops up depicts a nurse wearing a white or blue uniform, a white lab coat and blue scrubs.
This immediately tells you there is a prescribed nurse dress code These colours may look unattractive and difficult to pull off, but guess what; there are ways to spice up your look while keeping to the set standards. Here are a few tips to help you follow the nurse dress code:Read More →
Let’s face it, being a mother can be hectic, crazy and chaotic. Not to mention you’re probably the busiest you’ve ever been, but that doesn’t mean your hair has to be chaos too! When you’re a mom, you don’t have ample time to go to the hair salon or spend time styling your hair in the morning. Chances are you want something low maintenance that still looks fantastic.
Fortunately, there are a wide variety of hairstyles out there that require less daily maintenance. As a general rule of thumb, shorter hair requires less maintenance than long hair does, it also gives new born children less to tug on!
Cutting your hair short may make you feel as though you’re crossing over into “mom hair” territory, but the right short hairstyle can be chic, so long as it suits you. The style you choose depends on your hair type and facial structure. If you’re skeptical, ask your hairdresser what haircuts would best suit your facial features, hair features and busy mother lifestyle.
The trick is to get a mom hairstyle that works with your natural hair texture and also works with your face shape. Mothers tend to think that short hair is automatically easier, however, that’s only true if you have a cut that works with your natural hair. Below are the best mom hairstyles for fashionable mothers:Read More →
DNA testing is a powerful tool that can reveal long-held or long forgotten secrets. Discovery of these secrets may bring both joy and trauma depending on your expectations. Here are six ways to handle DNA test results surprises.Read More →
Fashion is constantly evolving and progressing, both defining and reflecting greater trends in the surrounding world. Wooden accessories and jewellery have taken the world by storm in the wake of the growing industrialization the world is experiencing. To combat the distilling of the natural beauty of the world, wooden watched have emerged. Wooden watched possess a certain charm and fashion sense that can’t be found in every day machined accessories. Watches provide a keen reminder of a simpler period while providing functionality in their timekeeping utility. As time-honoured fashion items of high status, you can never go wrong with a high-quality watch. With that in mind, here are 4 reasons to consider putting aside the machined watch, and picking up a beautiful wooden counterpart.Read More →
Parties are a time honored tradition of carefree fun and celebration. Whether you are commemorating a birthday, celebrating an anniversary, or simply holding a get together for friends or family, it should be a memorable affair with tons of laughs and smiles. A sure fire way to achieve that epic level of entertainment is by renting the best party extras available. In this guide, you will find five party rentals and attractions that help elevate a party to greatness.Read More →
Yes, winter has arrived, and you know what means: the inability to see through your windshield. Old Man Winter always makes your commute that much more difficult. Whether it is the icy roads or impacting your windshield, the winter weather constantly makes life harder. Can’t we just have six more months of summer? Is that too much to task? Please?
Of course, having your vision impaired when you’re driving because your windshield is obstructed is no laughing matter. It can lead to a serious auto accident and potential injuries.
What can you do? It’s simple make your windshield clean with a liquid de-icer formula.
Here are five tips for clearing your windshield with a liquid de-icer:Read More →
Sometimes it is just time to move out of your family home or apartment and into retirement living. Many people today now make that move in stages. They may move into a retirement village or independent living community where they have less space but all the freedom that they can enjoy.
As they age or grow ill or require special care, they can transition to assisted living or retirement care facilities. The good news is that there are more choices than ever when it comes to retirement living and many more options for seniors and their families to consider. The challenge may be not so much as finding a retirement home, but finding the right retirement home for a loved one.Read More →